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The benefits of a Virginia FHA Loan with OVM Financial:

  • Down payments as low as 3.5%
  • Seller contributions up to 6% allowed
  • Flexible credit approval guidelines
  • Higher qualifying debt to income ratios
  • Available on 1-4 unit properties, homes, and FHA-approved condominium projects
  • Gift funds and FHA approved down payment assistance programs allowed

Apply For Your FHA Loan Online

Apply for your mortgage online in as little as fifteen minutes using our online application tool, QuickStart.
See how it works below.

1. Create an Account

Choose your username and password to begin your QuickStart application.

2. Fill Out Application

Tell us about yourself and your financial situation so we can find loan options.

3. Review & Submit

Double-check the information you’ve entered and make any edits before you submit your application.

4. Upload Documents

Submit documents to help us verify your application. We may request follow-up items as we review your application.

1. Create an Account

Choose your username and password to begin your QuickStart application.

2. Fill Out Application

Tell us about yourself and your financial situation so we can find loan options.

3. Review & Submit

Double-check the information you’ve entered and make any edits before you submit your application.

4. Upload Documents

Submit documents to help us verify your application. We may request follow-up items as we review your application.

Get a Free First Time Home Buyer Guide

Fill out the information below to receive your free E-book.

Topics covered include:

  • Saving for a Down Payment
  • Get a Mortgage Pre-Approval
  • Researching Loan Programs
  • Loan Process Steps
  • Loan Process Do’s and Don’ts

Local Lending You Can Trust

The Meaning of Lending Redefined.

VA State Map@2x

OVM Financial understands that there is no larger financial decision made in a person’s life than that of homeownership, and we exist to ensure that the outcome of each transaction is smooth, informative, on-time, and life-changing. Our goal is to become our client’s mortgage provider for life, by treating the entire process with the respect and care it deserves.

Your home buying journey begins here.

Ready to get in touch with us? Fill out the form so we can provide a client experience that is unique to your specific needs.

“Couldn’t be happier with how quickly and professionally the mortgage process went”
Easiest mortgage process ever! I was able to sign and send almost every document needed electronically. James and his assistant were attentive and friendly. Couldn’t be happier with how quickly and professionally the mortgage process went.

Miguel Ruelas-Trejo

Apply for an FHA Loan or Continue Exploring

Whether you’re ready to apply for an FHA loan or you’d like to continue exploring – we can help. Apply online, download the ultimate guide to FHA loans, or learn more about OVM Financial.