Tag Archives: flood insurance

  • Flood Insurance 101: What You Need To Know

    Do you have flood insurance? FEMA (Federal Emergency Management Agency) notes that “floods are the most common natural disaster in the United States… There is a 26 percent chance of experiencing a flood during the life of a 30-year mortgage, compared to a four percent chance of fire.” You don’t have to be directly on [...] More  →
  • Couple Preparing To Buy A Second Home

    5 Answers To Your Questions About Buying a Second Home

    So, you've mastered the art of buying your first home, but what comes next? As a homeowner, you might be thinking about purchasing a new home or making an investment property purchase. With that thought process in mind, we've compiled a list of questions that move-up buyers ask before they make a second purchase. What's [...] More  →
  • Tips for a Lower Flood Insurance Quote

    All insurance policies come down to one key factor – RISK! Getting a flood insurance quote is no different. The higher the flood risk, the higher the cost. Conversely, using tips discussed here could dramatically lower a homeowner’s flood insurance premium. Before discussing ideas for lowering insurance premiums and protecting from floods, it is essential to …

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  • hurricane season

    Buying and Selling a Home During Hurricane Season

    Living in a coastal southern or eastern state means paying attention to the Weather Channel from June 1 through November 30. Everyone knows that is hurricane season, and it has proven to be devastating from Texas, Florida, North Carolina, Virginia, to New York. On top of that, it is also peak home buying season! Most recently, [...] More  →
  • Is Flood Insurance Required and How Do I Tell?

    Since it is hurricane season half of the year in the Southeast, let’s talk about flood insurance. Flood insurance covers a property in the case of damage or loss from flood waters. Most homeowners insurance policies exclude coverage for flood damage. For the most part, flood insurance covers rising water. Conversely, homeowners insurance would typically cover …

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