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Tag Archives: FHA home loans

  • 2018 FHA Loan Limits Increase Offering More Homeownership Opportunities for Buyers

    Whether a first-time buyer, moving up or down in price or even retiring, FHA loans offer affordability and flexibility. On top of that, FHA just increased their loan limits which will allow more buyers to enjoy homeownership. Just like the conforming loan limits’ recent increase, FHA loan limits 2018 have gone up a significant amount. …

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  • VA Construction Permanent Loans Help Veterans Build a Custom Home

    Finding a construction loan is very difficult today and almost impossible to find over 75 – 80% of the value, but finding 100% financing for building a new home is really tough. Luckily, there is the option of VA construction permanent loans. This is a combination of a construction loan along with a VA permanent closing. Therefore, …

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  • fha appraisal requirements

    FHA Appraisal Requirements – Avoid These Key Safety and Condition Issues for a Successful Closing

    If you're reading this article, you're either being proactive in learning how to avoid closing delays as well as extra costs or there's an appraisal issue and you need to understand why. Hopefully, it's the first reason. Either way, understanding what an FHA appraiser is looking for will help solve a lot of problems. Actually, [...] More  →
  • FHA loan calculator

    FHA Loan Calculator Savings You Did Not Think About

    Whether a first time home buyer or buying a retirement home buyer, purchasing a home is high on the list of life achievements. Actually, it is safe to say that home ownership is a priority, but let's be honest, a large number of home buyers are not cookie cutter scenarios. That is where many buyers [...] More  →
  • FHA 90 day flip rule

    Real Estate Investors Be Aware of the FHA 90 Day Flip Rule

    Real estate investing has long been a way for creating wealth. There are even television shows and channels devoted to buying and improving properties. The two primary ways to invest in real estate include a buy then hold rental property strategy and then a property flipping strategy. A property flip is when a real estate investor [...] More  →
  • Is a Swimming Pool Going to Swan Dive Your FHA Loan?

    Swimming pools:  You either love them or you hate them and usually there is no in between.  One family dreams of sun filled days splashing around in the pool where another sees daily chores of cleaning, making sure the Ph is at the correct level, or covering the pool for the winter. So if a home [...] More  →
  • fha gift funds

    How Can I Use FHA Gift Funds to Buy a Home?

    Buying a home is a special time for many. As a goal, it ranks near the top with getting married, earning a great job, graduating from college, and more. Furthermore, first-time home buyers are looking to move from “throwing away money on rent” to turning a house into a home. Once the decision has been [...] More  →
  • Got a C-Note laying around, That’s enough to purchase a home!

    HUD FHA $100 down mortgage purchase program Looking to purchase a HUD foreclosure home with a very low down payment?  HUD offers a little known program called the $100 down payment HUD/FHA purchase product which is a great program which allows buyers the ability to not only purchase a home with a very low down …

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  • fha non occupant co borrower

    A Non-Occupant Co-Borrower Can Help FHA Borrowers Qualify

    For one reason or another, mortgage qualification hurdles may pop up when buying a home. A common issue is a high debt to income ratio. This means the borrower(s) monthly payments compared to the income is too high for mortgage approval. These days, the culprit often causing high debt to income ratios is student loan [...] More  →
  • how to move out of your parents house

    How to Move Out of Your Parents House and Buy a First Home

    How to move out of a parents' household is a common question, and it is not just for teenagers. Many first time home buyers of all ages move back into the parents home at some point. A primary reason is to save money rather than spending on rent. Yet, many living rent-free still may not [...] More  →