Tag Archives: deferred student loan payments

  • FHA Student Loan Guidelines 2021

    2021 FHA Student Loan Guidelines Help More Qualify for a Mortgage

    2021 FHA Loan Guideline Update As of June 2021, FHA updated its guidelines for student loans in deferment or income-based repayment (IBR). The change will give more borrowers with student loan debt the opportunity to qualify for an FHA loan.  Before the change: We were required to use 1% of the loan balance to determine [...] More  →
  • Mortgage Loan Approvals With Deferred Student Loan Payments

    Student loans play a big role in people’s finances nowadays and that is certainly true with mortgage loan approvals as well. Forbes reported in an article in June of 2018 that the average student loan debt for the class of 2016 is $37,172. Read the article here. Student loan payments are usually included in calculating …

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