Tag Archives: credit scoring

  • credit report dispute

    Mortgage Lending Guidelines Have Caught Onto Credit Repair Dispute Strategies

    In the credit world, everyone has a number. Certainly, most know this number is called a credit score. Good or bad, it determines the outcome for many areas such as insurance rates, employment, and of course, buying a home. Since high credit scores are so important in today's world, many turn to credit repair as [...] More  →
  • You may not know it, but you are a number and it could help or hurt you a lot!

    If you were a fly on a wall in my office, you would hear me say several times a day, this little known fact that accounts for 30% of a borrower’s credit scores! 30% of a person’s credit score is based on balances reported for revolving accounts like credit cards or lines of credit, compared to the …

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  • annual credit report

    Use This Free Annual Credit Report Check to Protect Identity & Credit Scores

    Thinking of buying a home or refinancing a mortgage? Maybe purchasing a car using a loan? What about getting a new job or property insurance? Did you know that all of these decisions and more, are at least partially dependent on your credit scores? That is why it is very important to keep up with [...] More  →
  • Approving FHA Loans With Only One Credit Score

    Accept it or not, the financing world looks at everyone as a number called credit scores. Sure, there are other factors to loan or credit card approvals, but it all starts with credit scoring. Very few fully understand the inner workings of these important numbers. Therefore, many either struggle to build a solid score, understand …

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  • how to get a mortgage

    How to Get a Mortgage -Avoid These Traps at ALL Costs

    Buying a home and understanding how to get a mortgage involves key steps. Some are non-negotiable, while others depend on the borrower, property, and loan program. Then, part of the process results from correcting mistakes during the home buying process. That’s right. Normal parts of life include activities such as depositing cash, buying a car, and changing jobs. Yet, not …

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