We believe you deserve more from the mortgage industry.
We believe in the need for live, human interaction during a complex process. The kind of service and guidance which an app simply can’t provide.
We believe paperwork cannot tell your whole story. Our customers are more than credit scores and income documents. They are the individuals and families who live in and strengthen our communities.
Their story is our story. And that story begins in a home.
What People Are Saying:
4.84
AVERAGE
RATING
Professionalism and great communication
Darryl Sean Phillips
VIRGINIA BEACH, Virginia4.84
AVERAGE
RATING
I always enjoy working with Chris. He always goes above and beyond for me and his clients.
SARA ANDREWS HAR
VIRGINIA BEACH, Virginia4.84
AVERAGE
RATING
I cannot say enough about how easy Joe made everyrhing. Great communication, support. I felt listened to, and like I was being advocated for through the whole process. Wonderful experience and I will reccommend him to everyone I know.
Bethany Bailo Singletary
Wadesboro, North Carolina4.84
AVERAGE
RATING
The team was very responsive and made the experience less stressful. I would highly recommend their services.
Hallema A Mitchell
STAFFORD, Virginia4.84
AVERAGE
RATING
Kaylan is always a delight to talk to and she is very comforting in the process. Communication is awesome And closings are on time!
Melissa Schiatta
Suffolk, Virginia4.84
AVERAGE
RATING
Thank you for the creativity that went into making this happen for us. I know this would not have happened with out you and we are so grateful!!! Highly recommend your team to every person I know. THANK YOU! THANK YOU! THANK YOU! -K.
Katherine E Smith
VIRGINIA BEACH, Virginia4.84
AVERAGE
RATING
Angela was so easy to communicate with and we really felt that she already our best interests in mind.
Amanda Carleen Marrero
Hampton, Virginia4.84
AVERAGE
RATING
Always a pleasure working with Angela!! My clients appreciate her knowledge and communication throughout their home buying purchase! I highly recommend her!!!
Katie Newell
4.84
AVERAGE
RATING
Renea stayed on top of everything from start to finish.
Jillian Hiooper
Hampton, Virginia4.84
AVERAGE
RATING
Working with Chris and Jenifer made the entire process a breeze.
Jason L Hense
Virginia Beach, Virginia4.84
AVERAGE
RATING
Chris is a great communicator and is patient with clients. He manages every stage of the loan process and takes initiative to get tasks done when needed. Five stars!
JENNIFER COOL
Virginia Beach, Virginia4.84
AVERAGE
RATING
Excellent communication skills, very professional and veryknowledgeable!! I can't say enough about her, I highly recommend her services!! My clients thank me for referring her to them!!
Katherine Newell
VIRGINIA BEACH, Virginia4.84
AVERAGE
RATING
everything went smooth, but I was told that i I wouldn't have a problem getting a tax credit from the city for my VA 100% disability. When , in fact, I did have a proble. I would be cautious next time you think you are certain about something. Just giving feedba ...
Jaime J Lindsey
Virginia Beach, Virginia4.84
AVERAGE
RATING
The level of attention and availability of your team.
Angel Antonio Marrero Jr.
Hampton, Virginia4.84
AVERAGE
RATING
Kent was excellent to work with and was quick to return calls, made us feel heard and understood, and answered all of our questions without hesitation. I would highly recommend his services
Carolyn M Casey
Vinton, Virginia4.84
AVERAGE
RATING
Very approachable and answered all of my questions that I had. Jared and his team was awesome throughout everything!
Briseli Alicia Collazo-Cortes
Chesapeake, Virginia4.84
AVERAGE
RATING
I had an amazing experience working with Kyle as my loan officer! From day one, he was thorough, knowledgeable, and incredibly patient always taking the time to explain everything clearly and make sure I felt confident throughout the process. Kyle was consistently available and responsive, no matter ...
Deotis Sisco
4.84
AVERAGE
RATING
Kent and Edie were great to work with, very thorough and pleasant to work with, even when some instructions were difficult to accomplish....DAB
David A Bowers
ROANOKE, VirginiaTools For You
Featured Products
Cash2Keys
Cash Offer and Buy Now, Sell Later. With our Cash Offer program, even the odds and get your offers accepted, all with the power of cash. With Buy Now, Sell Later, current homeowners can comfortably sell their old home all while securing a new one.
Access Your Home's Equity
As you start to make payments on your mortgage, you gain equity in your home. Take advantage of the equity you have built up over time and receive cash for large expenses, consolidating your debts, or home repairs and updates.
Loan Options
Conventional
- Downpayment Required
- Insurance Required
- Higher Credit Needed
- No Residency Restrictions
- Not Insured
VA Loans
- No Downpayment
- Insurance Optional
- Lower Credit Accepted
- Primary Residence
- Government Insured
USDA Loans
- No Downpayment
- Insurance Required
- Lower Credit Accepted
- Primary Residence
- Government Insured
FHA Loans
- Downpayment Required
- Insurance Required
- Lower Credit Accepted
- Primary Residence
- Government Insured
Conventional Loan:
A conventional home loan is a mortgage that is not insured by the federal government, so their terms are more flexible than USDA, FHA or VA loans. Offering low interest rates, they’re a great fit for customers with good credit and financial stability who can afford a down payment.
VA Loan:
Insured through the U.S. Department of Veterans Affairs, VA loans do not require the borrower to make any down payment or to get private mortgage insurance, amounting to substantial savings. With lower rates and the far more lenient underwriting standards, if your borrower is a current or former member of the U.S. armed forces, they are unlikely to get a better deal with any other kind of loan.
USDA Loan:
The United States Department of Agriculture developed this mortgage option to improve the economy and quality of life in rural America by encouraging the purchasing of rural land. USDA loans are issued through the USDA Rural Development Guaranteed Housing Loan Program, and you might be surprised how feasible it is to qualify for one beyond what most would consider “farmland”.
FHA Loan:
An FHA loan is a mortgage designed for low-to-moderate-income borrowers. Insured by the Federal Housing Administration, FHA loans require a lower minimum down payment and credit scores than many conventional loans.
Realtor Resources
AnnieMac Worx for Realtor Partners
AnnieMac Worx offers invaluable lessons to real estate agents via live webinars, on-demand multimedia and Fortune 500-Caliber educators. Whether you want to catch up on trending topics or enhance your knowledge of time-tested skills and situations, this exclusive outlet will broaden your knowledge base and enable you to pursue more opportunities... which means more success!
Benefits include certification programs, weekly live classes, Worx on demand, productivity tools to streamline your workflow, and coaching with one-on-one expert trainings.
