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  • how to buy a home in your early 20s

    How to Buy a Home in Your Early 20s

    You may think it overzealous to start planning your first home purchase when you’ve recently graduated high school. However, building your credit score, researching mortgage companies, career planning, and managing your student loans properly can require years of preparation. Whether you purchase your first home after college or after living with your parents, here are [...] More  →
  • housing market crash 2021

    5 Reasons Why We’re Not at Risk For Another Housing Market Crash

    After watching a historic climb in home sales prices coming out of the COVID-19 pandemic of 2020, many pundits have expressed concerns we’re headed for another recession similar to that inspired by the housing market crash of 2008. When coronavirus cases rose in early 2020, home sales dwindled to a trickle, and the housing market [...] More  →
  • Inc 5000 2021 rankings ovm financial

    OVM Financials’ Rankings Climb to New Heights on 2021 Inc. 5000 List

    Inc. magazine listed OVM Financial as No. 3245 on its annual Inc. 5000 list, the most prestigious ranking of the nation’s fastest-growing private companies. This is OVM Financial’s sixth and highest Inc. 5000 ranking since first earning a spot on the list in 2015:  No. 3245 (2021) No. 4602 (2019) No. 3269 (2018) No. 3539 [...] More  →
  • single family homes in demand

    Single-Family Homes Are Increasing in Popularity – Why?

    If you've watched the news over the past year, you've probably seen how the market for single-family homes is scorching. According to the U.S.  Census Bureau, nearly 840,000 single-family homes sold in June 2020, at the height of the boom.  While the numbers are slowly ticking down, June 2021 still saw over 675,000 single-family homes sold. [...] More  →
  • Breaking Records: OVM Financial Doubles Number of Scotsman Guide-Ranked Originators in 2021

    Each year, Scotsman Guide releases their Top Originators list recognizing the top Loan Officers in the industry. This gold-standard, national ranking system is based on how many loans each individual originated in the year prior. OVM Financial is no stranger to the list, with top originators like Matt Beckwith first breaking into the rankings in [...] More  →
  • fha loan for a second home purchase

    How To Use an FHA Loan To Purchase a Second Home

    While you may think Federal Housing Administration (FHA) loans are only for first-time homebuyers, think again. While first-time buyers do indeed make up the majority of FHA borrowers (since FHA loans typically allow for low down payments and accommodate lower credit scores), 17 percent of FHA loans actually go to borrowers who have already owned [...] More  →
  • home renovation

    How to Avoid a Home Renovation Money Pit

    Many homebuyers purchase fixer-uppers as a way to save money. However, when all is said and done, some find out that they weren't exactly a bargain after all. While many older homes have good bones and only need cosmetic work, others have costly structural problems hidden under the surface that can blow your renovation budget. Want [...] More  →
  • buying a home in 2021

    Is Buying a Home Still a Good Investment in 2021?

    With housing inventory still at historic lows and the average median home sales price reaching a record high in May of just over $350,000 for all home types, you may be wondering if buying a home in this over-the-top market is still a good investment. An array of factors has pushed the housing market to [...] More  →
  • gardening trends 2021

    Gardening Trends in 2021 and How to Achieve Them

    Many popular trends have come out of 2020, from baking bread to arts and crafts; one that stands out is gardening. With many stuck at home and unable to go to their favorite restaurants and stores, people turned to the great outdoors. Backyards got transformed into outdoor living spaces, new gardens emerged, and even urban city [...] More  →
  • useful tools for homeowners to have in their garage

    27 Useful Items for Homeowners to Have in Their Tool Shed/Garage

    Every homeowner knows there are a million little tasks and do-it-yourself projects that pop up over time. Investing in quality tools and supplies will help you keep up with those simple home repairs and renovations on your to-do list, potentially saving a lot of time and money. Storage and organization tools As you build your tool supply, you need a place [...] More  →