Patricia Watts| Mortgage Loan Originator |OVM Financial

Patricia Watts MLO - NC I-174454,1862VA Submit Online App

Mortgage Loan Originator NMLS #223901

My first home buying experience is still fresh in mind.  I recall the weight of the experience and the multitude of forms and endless questions I had.  I learned then that if I didn’t ask, I wouldn’t understand everything I needed to know about the largest financial investment I was planning to make.

I have worked in residential financing since 2004, and always encourage questions and open dialog.  Life can be filled with complicated choices, so it is important that you understand what all your options are.  What may work for a friend or family member may not be the best financial choice for you.  Everyone’s economic and life circumstances are unique to them.

I’ve also made a point of understanding all sides of the mortgage business so when I give an answer regarding loan status and what will happen next, I have the insight and experience so you be kept fully informed each step of the way and remain comfortable in knowing what to anticipate.

My clients have ranged from first time buyers to investors, active duty military and corporate transfers, retirees to those looking for a second home or families looking to move up to something larger.  I have the backing of a solid mortgage company that stands behind me to help you get through your new front door.  Like many other lenders, OVM Financial offers a full suite of mortgage options but goes a step further so that every person assigned to work on your mortgage does so with a minimal amount of stress to you and disruption to your busy schedule.  We do not take our jobs lightly, and your homebuying decision is as personal to us as it is to you.

Even if you’re currently talking with another lender, it is often wise to get a second opinion.  I hope you’ll look to me first for your loan and later when you need the reassurance of a second pair of eyes.

I’m prepared to handle everything from complex financial situations to loan sizes of almost any type, and will always be available to you throughout the mortgage process.  Please feel free reach out to me at any time, I am available by phone or appointment, or you can apply online now.

About Pat:  Originally from the Washington, D.C. metropolitan area, Pat has spent the past year living in North Carolina.  She is married with two dogs and two cats and has engaged on the local level as a volunteer for the 2016 Presidential Campaign and Board of Elections Official.  She is immediate past Secretary of the Executive committee, Fredericksburg Regional SPCA board of Directors (2009-2016) and has supported several other non-profit organizations including American Cancer Society, Wounded Warrior Project, Equine Rescue and Rehabilitation and Community Give.

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