Cheryl Morrow has worked in the banking and mortgage industry for 34 years processing, and closing loans. Though she specializes in VA loans and first time home buyers, Cheryl is very knowledgeable and experienced in all types of loans. She has helped thousands of clients finance their homes.

Cheryl is an expert at managing the mortgage process, including all the little details, for her clients. She says, "I ask my clients the right questions. Are you a first time home buyer? What is important to you? What type of communication do you prefer (text, email, phone, etc)? How long do you plan to be in the house? What are your goals? Are you planning to have a family or grow your family? That tells me what size house they are going to be looking for when they come to me for a pre-approval."

Having worked in all facets of the mortgage industry, Cheryl understands what processors and underwriters need to move the loan through to approval. She says, "I explain the complete process and let clients know that we underwrite up front, so there are no surprises. I make sure that I get the correct documents from the clients so everyone in operations has what they need. That is one reason we can close their loan quickly, compared to other companies."