Cheryl Morrow has worked in the banking/mortgage industry for 34 years, processing, and closing loans. Specializing in VA loans and first time home buyers, Cheryl is very knowledgeable and experienced in all types of loans. She has helped thousands of clients finance their homes.

Cheryl Morrow is very detailed and an expert at managing the mortgage process for her clients. She says, "I ask my clients the right questions. Are you a first time home buyer? What is important to you? What type of communication do you prefer ... text, email, phone? How long do you plan to be in the house? What are your goals? Are you planning to have a family or growing your family? That tells me what size house they are going to be looking for when they come to me for a pre-approval."

Having worked in all facets of the mortgage industry, Cheryl understands what processors and underwriters need to move the loan through to approval. She says, "I explain the complete process and let clients know that we underwrite up front so there are no surprises.

I have my own processor, my own underwriter and my own closer that work with me on every loan. I make sure that I get the documents from the clients so everyone in operations has what they need. I tell my clients to give my processor everything she needs as soon as possible. I tell them to check their emails several times a day because my processor and underwriter work outside normal office hours to get the job done. That is one reason we can close their loan quickly, compared to other companies."