I am a Roanoke native living, worshipping and working in the valley with my wife Bridget. We have raised three children and my twin daughters also live and work here. I enjoy family time, reading and outdoor activities; especially running, travel and cruising. I also have three big dogs that I love dearly. I am a US Air Force veteran and have more than thirty years of experience in banking and finance. This allows me to provide my clients both the knowledge and personal attention that is so important to successfully navigate the complexities of today’s mortgage market. My commitment to my clients includes individual and personalized attention with active and open communication. This assures that you will enjoy stress-free and complete understanding of your mortgage options and that you have a remarkable and pleasant loan experience.