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OVM NEWS & RESOURCES

7 New Year’s Resolutions for Homeowners to Accomplish in 2021

You’ve probably already made a list of New Year’s resolutions covering everything from health and fitness to personal growth, but have you made any resolutions...

January 5, 2021 Read More

4 Housing Market Predictions to Know Before 2021

There’s no doubt 2020 has been an unpreceded year. The world was rocked by the COVID-19 pandemic, creating a ‘new normal’ for how we conduct...

December 29, 2020 Read More

The New Homeowner’s Guide to Mortgage Amortization

As you start your home buying journey, you’ll probably hear the term mortgage amortization, but you might not know exactly what it means and how...

December 15, 2020 Read More

A Guide To Buying and Selling Homes During The Holiday...

You’ve probably heard the old home buying and selling advice, the best time to do it is in the Spring and Summer. However, that’s not...

December 7, 2020 Read More

Conforming Loan Limits Will Increase in 2021

Another sign that real estate continues to grow is that the Federal Housing Finance Agency increased the 2021 conforming loan limits by over $37,000. Actually,...

December 4, 2020 Read More

What’s The Minimum Credit Score Needed for Mortgage Approval?

If you’ve begun your home-hunting journey, you have probably been made aware of the criteria that will be needed to qualify for a mortgage. Items...

November 10, 2020 Read More

5 Answers to Your Questions About Mortgage Interest Rate Locks

When you’re purchasing a new home, it’s easy to get fixated on shopping for the best possible rate. Why? Because just a small rate decrease...

November 6, 2020 Read More

How To Accurately Calculate Your Monthly Mortgage Payment

How Much Will My Monthly Mortgage Payment Be? Once you find the home you want to buy, it’s time to break down the costs to...

November 6, 2020 Read More

Learn How To Protect Your Mortgage With Homeowners Insurance

As with every large purchase, it’s important to establish an insurance policy. Homeowners insurance is no exception. In fact, you need to have a policy...

October 20, 2020 Read More

What Factors Determine The Market Value of a Home?

Whether you’re buying or selling, the market value of a home is a top concern. As a buyer, you want to find a house that’s...

October 8, 2020 Read More

Who Contributes To The Mortgage Process Behind The Scenes?

After your application is submitted, your loan is carefully reviewed by key players in the mortgage process. Borrowers don’t always talk to everyone involved, so here’s...

October 8, 2020 Read More

How To Qualify For A Mortgage Using Overtime Income

Purchasing a home can be one of the most exciting times in one’s life! But before you can begin your house hunt, you have to...

October 8, 2020 Read More

Tips For Buying a Home in a Seller’s Market

Despite an initial slowdown at the beginning of the pandemic, the real estate market has remained a seller’s market. This means that there are more...

September 15, 2020 Read More

How To Save For Your Home While Paying Off Student...

There’s a lot of student debt out there — about $1.56 trillion of it, as of February 2020. The average student debt burden is just...

August 31, 2020 Read More

Buying A Home After Military Retirement

If your military retirement date is coming up, congratulations, and thank you for your service! You are likely thinking about settling down and using your...

August 31, 2020 Read More

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