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Searching for a low down payment option? OVM Financial has a variety of loan programs available to help you achieve home ownership without waiting to save for a large down payment. Explore the benefits of low to no down payment options.

  • Qualify for a Conventional Loan with as little as 3% down
  • FHA loans offer qualification flexibility with 3.5% down payment
  • Begin your home search upon preapproval.
  • Receive recommendations and guidance from a licensed, local loan officer.
  • Explore no down payment options: USDA, VA, and Down Payment Assistance programs.

Begin your online application today to determine your eligibility.

Apply For Your Loan Online

Get your loan online in as little as fifteen minutes using our online application tool, QuickStart.
See how it works below.

1. Create an Account

Choose your username and password to begin your QuickStart application.

2. Fill Out Application

Tell us about yourself and your financial situation so we can find loan options.

3. Review & Submit

Double-check the information you’ve entered and make any edits before you submit your application.

4. Upload Documents

Submit documents to help us verify your application. We may request follow-up items as we review your application.

1. Create an Account

Choose your username and password to begin your QuickStart application.

2. Fill Out Application

Tell us about yourself and your financial situation so we can find loan options.

3. Review & Submit

Double-check the information you’ve entered and make any edits before you submit your application.

4. Upload Documents

Submit documents to help us verify your application. We may request follow-up items as we review your application.

Local Lending You Can Trust

The Meaning of Lending Redefined.

OVM Financial understands that there is no larger financial decision made in a person’s life than that of homeownership, and we exist to ensure that the outcome of each transaction is smooth, informative, on-time, and life-changing. Our goal is to become our client’s mortgage provider for life, by treating the entire process with the respect and care it deserves.

Your home buying journey begins here.

Ready to get in touch with us? Fill out the form so we can provide a client experience that is unique to your specific needs.

“Couldn’t be happier with how quickly and professionally the mortgage process went”
Easiest mortgage process ever! I was able to sign and send almost every document needed electronically. James and his assistant were attentive and friendly. Couldn’t be happier with how quickly and professionally the mortgage process went.

Miguel Ruelas-Trejo