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Do you think you will need 20% down payment to purchase a home? Think again. OVM Financial offers several loan programs that can help home buyers achieve homeownership with no down payment required.

  • Are you active duty or retired military? VA loans require no down payment.
  • USDA loans offer no down payment options for buyers in USDA eligible areas.
  • Down Payment Assistance programs offer grant money to help home buyers cover their down payment.

Begin your online application today to determine your eligibility.

Apply For Your Loan Online

Get your loan online in as little as fifteen minutes using our online application tool, QuickStart.
See how it works below.

1. Create an Account

Choose your username and password to begin your QuickStart application.

2. Fill Out Application

Tell us about yourself and your financial situation so we can find loan options.

3. Review & Submit

Double-check the information you’ve entered and make any edits before you submit your application.

4. Upload Documents

Submit documents to help us verify your application. We may request follow-up items as we review your application.

1. Create an Account

Choose your username and password to begin your QuickStart application.

2. Fill Out Application

Tell us about yourself and your financial situation so we can find loan options.

3. Review & Submit

Double-check the information you’ve entered and make any edits before you submit your application.

4. Upload Documents

Submit documents to help us verify your application. We may request follow-up items as we review your application.

Local Lending You Can Trust

The Meaning of Lending Redefined.

OVM Financial understands that there is no larger financial decision made in a person’s life than that of homeownership, and we exist to ensure that the outcome of each transaction is smooth, informative, on-time, and life-changing. Our goal is to become our client’s mortgage provider for life, by treating the entire process with the respect and care it deserves.

Your home buying journey begins here.

Ready to get in touch with us? Fill out the form so we can provide a client experience that is unique to your specific needs.

“Couldn’t be happier with how quickly and professionally the mortgage process went”
Easiest mortgage process ever! I was able to sign and send almost every document needed electronically. James and his assistant were attentive and friendly. Couldn’t be happier with how quickly and professionally the mortgage process went.

Miguel Ruelas-Trejo