866-719-1424

The Benefits of a VA Loan

VA Loans assist our nation’s military service members and veterans.

No Down Payment

Qualifying borrowers with sufficient VA entitlement may buy with no money down.

Seller Paid Closing Costs & Concessions

VA loans allow the seller to pay customary closing costs for the buyer as well as up to 4% of the sales price in concessions.

Competitive Interest Rates

VA loans offer fixed and variable rates which compare well verses other conventional loans.

No monthly mortgage insurance

VA loans do not charge a monthly mortgage insurance premium. Therefore, it is tough to beat a VA loan monthly payment.

I want to…

Explore VA Loans

If you’re ready to learn more about VA loans, you’re in the right place! We have a long-standing history of helping our military community finance their dream homes. Explore our resources and start finding answers to your questions.

Video Placeholder

All VA Loan Resources

General

No Down Payment, Competitive Interest Rates, Seller-Paid Closing Costs, and NO PMI - and more!

Start by filling out a Quickstart application. From there, one of our VA loan experts will walk you through the process step by step.

ipsum dolor sit amet, consectetur adipiscing elit. Lorem ipsum dolor sit amet, consectetur adipiscing elit.

Learn More

Great question! Check out our loan comparison breakdown here.

Your loan qualification is based on your income, debts, and a few other factors. You can use our mortgage calculator for an estimate or confirm your estimate by contacting our team.

Rates

ipsum dolor sit amet, consectetur adipiscing elit. Lorem ipsum dolor sit amet, consectetur adipiscing elit.

Learn More

ipsum dolor sit amet, consectetur adipiscing elit. Lorem ipsum dolor sit amet, consectetur adipiscing elit.

Learn More

Costs & Fees

The VA buyer will be responsible for the VA Funding Fee. Calculate your estimated fee here and learn more here.

Qualifications & Rules

It’s easy to find out. Check out this blog post to determine the basics and contact us to get a solid confirmation.

It depends. VA loans do not require a minimum credit score. Learn more about credit score requirements here.

Excellent question. Check out our VA loans 101 blog for a list of requirements.

As of 2019, VA loan limits do not exist unless this is a second-use purchase.

ipsum dolor sit amet, consectetur adipiscing elit. Lorem ipsum dolor sit amet, consectetur adipiscing elit.

Learn More

VA loans can be used more than once. More details on the mechanics of this here.

VA loans have above average flexibility on credit score, but there are still certain minimum standards that you have to meet. Read more here. If your credit isn't perfect, we can help put together a plan to raise it!

There’s no max amount! VA loan limits no longer exist unless you are using your VA loan for a second time.

VA Loan Types

The opportunity to refinance a current loan into a VA loan or to refinance your current VA loan to obtain a lower interest rate.

ipsum dolor sit amet, consectetur adipiscing elit. Lorem ipsum dolor sit amet, consectetur adipiscing elit.

Learn More

ipsum dolor sit amet, consectetur adipiscing elit. Lorem ipsum dolor sit amet, consectetur adipiscing elit.

Learn More

ipsum dolor sit amet, consectetur adipiscing elit. Lorem ipsum dolor sit amet, consectetur adipiscing elit.

Learn More

The perfect loan for a VA buyer who wants to include renovation costs into their loan amount. Learn more here.

Get a Free VA Loans Guide

Fill out the information below to receive your free E-book.

Topics covered include:

  • VA Loan Benefits
  • Frequently Asked Questions
  • Documents Needed
  • How to Get Started
  • The VA Process

Apply in 15 Minutes

Get your mortgage using our online application tool, QuickStart. See how it works below.

1. Create an Account

Choose your username and password to begin your QuickStart application.

2. Fill Out Application

Tell us about yourself and your financial situation so we can find loan options.

3. Review & Submit

Double-check the information you’ve entered and make any edits before you submit your application.

4. Upload Documents

Submit documents to help us verify your application. We may request follow-up items as we review your application.

1. Create an Account

Choose your username and password to begin your QuickStart application.

2. Fill Out Application

Tell us about yourself and your financial situation so we can find loan options.

3. Review & Submit

Double-check the information you’ve entered and make any edits before you submit your application.

4. Upload Documents

Submit documents to help us verify your application. We may request follow-up items as we review your application.

Talk to a Loan Officer

Get a personalized plan or ask any questions to our dedicated loan officers.