Benefits of a New Construction Loan

If the words “modern” and “move-in-ready” appear on your wish list, you might be a great candidate for a new construction home. We can help you finance a semi-custom build that will give all the benefits of a new home without having to build from the ground up!

Benefits of a New Construction Loan

For the borrower who wants a move-in ready option with features to match their desired taste

Variety of Financing Options

Variety of Financing Options

A new construction home can be financed with a variety of loan options. Work with our experts to determine the best fit for your purchase.

Option For No Money Down

Option For No Money Down

We offer no down payment options for veterans, first time home buyers, and move up buyers.

Customize Your Dream Home

Customize Your Dream Home

Choose custom features to make your home your own before moving in. A new construction loan can help you finance a brand new build.

Work With A Preferred Builder

Work With A Preferred Builder

Our loan officers have worked with the best builders in the business. We can help you select the right partner to design your new home.

Your home buying journey begins here.

Ready to get in touch with us? Fill out the form so we can provide a client experience that is unique to your specific needs.

Use our mortgage calculator to estimate your monthly payment.

Do you know how much house you can afford? Use our mortgage calculator to see your estimated monthly payments with different mortgage amounts, interest rates, and down payment amount.


Apply online now with our easy QuickStart App or talk to a licensed
Mortgage Loan Officer to review which loan is the best option for you.

or CALL NOW 866-719-1424

Frequently Asked Questions

1. Is there a way to buy a new construction home with no money out of pocket?

There is, covering the purchase price is key which can be done with no money down USDA or VA home loans. An additional option is combining down payment assistance or grants for 100% financing. Although these cover up to 100% of the price, there are also closing costs, the first year of insurance(s), and set up of escrows. Each of these loans allows the seller to pay these costs. So, with the right up-front strategy, the buyer may bring no money to closing and maybe even get the earnest money deposit back at closing.

2. With a new construction home, is there the ability to choose options in the home?

This depends on the stage in which the home is purchased. If the house is already complete, the options are minimal to none. If buying the home in the “buyer preference stage,” then choosing colors, countertops, and flooring could be options.

3. Can I get approved for a mortgage loan up-front prior to construction?

Yes, we will fully underwrite your file for credit, income, assets, and even a “subject to appraisal” so that both the buyer and builder have confidence in closing once the home is complete.

You’re in the driver’s seat, we’re here to help.

Lending Redefined means you can get started on your schedule, in the way that works best for you.
Three great options for starting:

Ready to talk to someone now?

Start the conversation
Call Us Today


Prefer to set an appointment for later?

Schedule a
Phone Call

Schedule Now

Ready to get prequalified?

Get Prequalified with
the QuickStart App

quickstart app