A financing option for manufactured homes.

Manufactured homes offer flexible and affordable living accommodations for home buyers. There are a variety of ways to finance this home type. You can finance a manufactured home with the benefits of a VA, FHA, or conventional loan. Learn more below.

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Do you know how much house you can afford? Use our mortgage calculator to see your estimated monthly payments with different mortgage amounts, interest rates, and down payment amount.


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Frequently Asked Questions

1. What is the minimum credit score requirement?

Manufactured home loans require a minimum credit score of 640 (VA and FHA) or 700 (FNMA). The max debt-to-income ratio is 45%.

2. How are manufactured home loans different from traditional home loans?

There are different housing agency guidelines for manufactured home purchases. Learn more about the specific requirements for FHA, VA, and FNMA manufactured home financing on our blog.

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