1 (866) 719 - 1424

We Make the Loan Process Simple

We have built a solid reputation of being able to close mortgage loans in an efficient and timely manner. Our unique process makes your closing experience with us a great one, a great one — from application to move in.

Step 1

Step 1

Submit QuickStart App for Pre-Approval

After verifying your application, we will provide a Pre-Approval Letter so you’ll be ready to sign a contract to purchase your new home.

Step 3

Step 3

Submit Loan for Underwriting

Once we have everything together, your Loan Officer will submit required documents to closing and title attorneys for final review.

Step 2

Step 2

Gather Remaining Documents

Next, we’ll collect and process appraisal information and any remaining documents for verification.

Step 4

Step 4

Closing – Ready to Move In!

Final purchase documents are signed at closing and deed is recorded. Enjoy your new home!

Step 1

Step 1

Submit QuickStart App for Pre-Approval

After verifying your application, we will provide a Pre-Approval Letter so you’ll be ready to sign a contract to purchase your new home.

Step 2

Step 2

Gather Remaining Documents

Next, we’ll collect and process appraisal information and any remaining documents for verification.

Step 3

Step 3

Submit Loan for Underwriting

Once we have everything together, your Loan Officer will submit required documents to closing and title attorneys for final review.

Step 4

Step 4

Closing – Ready to Move In!

Final purchase documents are signed at closing and deed is recorded. Enjoy your new home!

Find the Right Loan Program for You

We’re here to help you find the best loan for your new home.

Reverse Mortgage Loans

I’m 62 or over and don’t want a mortgage payment.

The Home Equity Conversion Mortgage (HECM) loan is for homeowners 62 or older and can help borrowers be more financially secure and maintain quality of life through retirement.

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Down Payment Assistance Loans

I need help with a down payment.

Down payment assistance loans are grant programs offered by the government to help first-time buyers and those that may not have enough saved for a down payment purchase a home.

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Jumbo Loans

I need a loan amount over $424,100.

Thanks to our investor relationships, OVM Financial has the backing to offer jumbo loan programs with up to 90% loan to value (LTV) with no mortgage insurance and either a fixed or adjustable interest rates.

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New Construction

I would like to build a custom home.

Struggling to find the “perfect” home? New construction loans can help you finance the build of a custom home. This type of loan can be complex, so you will want the guidance of an experienced Mortgage Loan Originator if you choose this path.

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Apply online now with our easy QuickStart App or talk to a licensed
Mortgage Loan Officer to review which loan is the best option for you.

or CALL NOW 1 (866) 719-1424

Conventional Loans

I want to purchase my first home.

OVM Financial offers conventional “non-conforming” mortgages that are an alternative to government-backed loans.

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USDA Loans

I’m looking for a house in a rural area.

The USDA loan offers low and moderate income borrowers affordable home finance options with little or no down payment or out of pocket costs. The property must be located within a designated USDA area.

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VA Loans

I am a military veteran or am actively serving.

Veterans Affairs (VA) loans encourage homeownership for millions of veterans and military personnel. VA loans guarantee a maximum of 25% of a home loan amount up to $104,250 for qualifying borrowers.

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FHA Loans

I don’t have a lot of money for a down payment.

Federal Housing Administration Loans (FHA) assist borrowers who want a low down payment and flexible mortgage guidelines. The FHA loan helps many people refinance or become homeowners for the first time.

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Renovation Loans

I want to buy a house that needs repairs.

We offer several options for minor or major upgrades on a home. Our renovation programs make it convenient for you to improve a property with the extra financing in a purchase or refinance loan.

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Commerical

I’m ready to finance a commercial space.

OVM Financial can assist small business owners with finding a commercial loan to fit their specific needs.

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Home Refinance

I want to get cash or reduce my monthly payment.

From Fixed-Rate to FHA Loans, we offer a number of options for homeowners who want to refinance an existing home mortgage to get cash out of their home or reduce their monthly payments.

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Use our mortgage calculator to estimate your monthly payment.

Do you know how much house you can afford? Use our mortgage calculator to see your estimated monthly payments with different mortgage amounts, interest rates, and down payment amount.

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You’re in the driver’s seat, we’re here to help.

Lending Redefined means you can get started on your schedule, in the way that works best for you.
Three great options for starting:

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1 (866) 719-1424

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