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Proudly serving clients across Virginia and North Carolina.
For the past five years, I’ve had the privilege of helping people navigate one of the biggest purchases of their lives. Whether you’re buying your first home or you’re a seasoned investor, my goal is to help you find the loan program that truly fits your needs.
I lead with kindness and genuinely enjoy connecting with people. I do my best to make my buyers feel seen, heard, and cared for, and I bring that same approach into every transaction — listening closely, advocating for your best interests, and making the process feel clear, smooth, and stress-free from start to finish.
I’m also a third-generation loan officer and still work alongside my dad today. Together, we bring over 30 years of combined lending experience, blending trusted knowledge with a modern, personalized approach.
Outside of work, I love staying active — running, biking, swimming, and spending time outdoors. I’m very family-oriented and enjoy creating meaningful memories with the people I love.
Your team was very patient and kind to us during the many challenging issues that seemed to continually arise throughout the loan process. We are very appreciative of your hard work and dedication. Thank you. Gloria Norfolk, VA April 06 Rating: 5.0 out of 5.0 from Encompass
Your team was very patient and kind to us during the many challenging issues that seemed to continually arise throughout the loan process. We are very appreciative of your hard work and dedication. Thank you.
Super organized and easy process. Edith VIRGINIA BEACH, VA March 30 Rating: 5.0 out of 5.0 from Encompass
Super organized and easy process.
impressed with buying a new house with no money out of pocket Benedict NORFOLK, VA March 10 Rating: 5.0 out of 5.0 from Encompass
impressed with buying a new house with no money out of pocket
Great advice and communicatIon. Always quick to respond and helped with all questions we had. Would highly recommend for anybody needing services for loans! Donovan M HAMPTON, VA February 02 Rating: 5.0 out of 5.0 from Encompass
Great advice and communicatIon. Always quick to respond and helped with all questions we had. Would highly recommend for anybody needing services for loans!
give us a clear guidance through all the process and what to expect in esch each stage Veronica Y VIRGINIA BEACH, VA February 01 Rating: 4.0 out of 5.0 from Encompass
give us a clear guidance through all the process and what to expect in esch each stage
Everything about the process of getting my mortage loan and how smooth and assuring everything was as a first time home owner. I was taken care of and everything I needed was addressed even before I knew I needed it. Very experienced team of Talented people including Mrs. Simkins took care of me. Jacob Thomas VIRGINIA BEACH, VA January 19 Rating: 5.0 out of 5.0 from Encompass
Everything about the process of getting my mortage loan and how smooth and assuring everything was as a first time home owner. I was taken care of and everything I needed was addressed even before I knew I needed it. Very experienced team of Talented people including Mrs. Simkins took care of me.
On 04/30/2026 at 2:30 pm
Join us for Our Billion Dollar Playbook, a live mastermind designed to help real estate agents win more deals in today’s competitive market. Hear from Wes Costello of AnnieMac Home Mortgage as he breaks down the Cash2Keys suite of products and how to position your buyers like cash. Learn how Cash2Keys can level up your business.