Ready to stop renting and settle down into your own home? Or are you looking to upgrade to a larger home that will offer more home office space and outdoor places to stretch your legs? Whatever the reason you’re searching for a new home, there are a host of tools out there to make the process easier, and most of them offer desktop and mobile-friendly options.
Here are six recommendations to get you started:
Zillow remains one of the top go-to apps for home searches. Its mobile-friendly, interactive format allows you to search for homes for sale by city, zip code, and neighborhood. You can even use its maps feature to draw a circle around the area where you want to live and see what homes are available for sale there. Additionally, the app gives you housing comps, neighborhood and school stats, and mortgage calculation features for any home you may find of interest.
Like Zillow, Trulia provides a smartphone-friendly platform for home searching but with the ability to conduct home searches by specific categories. For example, if you’re looking for a historic Victorian, you can narrow your search to just that architectural style. Or if you only want to see homes in your city’s best school districts, you can refine your searches that way as well. Trulia also offers the standard mortgage calculator features and sales history stats just like Zillow.
If the pandemic has inspired your company to create a permanent remote work situation for you or if you’ve always had the kind of job that allows you to live where you want, then Teleport may be the app for you. Like the since decommissioned U.S. Census Bureau app Dwellr, Teleport asks you some critical questions about the lifestyle you seek and then makes suggestions for cities/locales that best suit your needs in terms of budget, climate, lifestyle, and a host of other considerations.
While the Homesnap app lets you conduct the conventional home search by typing in zip codes or cities, it also has a feature that allows you to take a picture of any home and instantly access its value, sales history, neighborhood features, school districts, and other information that might be valuable to you in a home search. So if you’re driving around a neighborhood where you’d like to live, you can very quickly access information on the neighborhood as well as any homes of interest with the snap of a picture with your smartphone camera.
5) U.S. Mortgage Calculator
Before you make an offer on a house, you will want to know you can afford it, right? That’s where the U.S Mortgage Calculator comes in. Type in a home’s value, the down payment you anticipate making, going interest rates, as well as standard homeownership costs like homeowners insurance and real estate taxes, and this app will give you your monthly mortgage payment plus a breakdown of homeownership costs based on the home’s value.
Are you itching to buy a home but don’t have enough for that down payment yet? Maybe you’re still paying off student loans or need to eliminate some credit card debt first. Digit, an automated savings app, can help. For $5/month, this app employs machine learning to help you save for upcoming big life expenses (like a down payment on a house) by making suggestions on how much to set aside each month to reach your goals while also ensuring you don’t shortchange yourself on the budget you need to meet monthly living expenses while you save. Connect Digit to your bank accounts, and it can also help you identify poor spending habits and correct them.
Do you have an idea of your home purchase budget and a wish list of what you want in a new home? Prepare to make an offer by starting your mortgage application process with OVM Financial’s easy QuickStart application.
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