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The Benefits of an FHA Loan

FHA Loans are a game-changer for first time home buyers.

Low Down Payment

FHA loans offer buyers down payment requirements as low as 3.5%.

You Don’t Need Perfect Credit

Credit score of 580 with 3.5% down, or as low as 500 with 10% down.

Flexible Co-Signer Options

With an FHA loan, co-signers are not required to live in the home, giving home buyers more felxibility.

Various Down Payment Sources

Down payment sources like a gift or grant make FHA loans appeal to a broader group of home buyers.

I want to…

Explore FHA Loans

If you’re ready to learn more about FHA loans, you’re in the right place! FHA loans are a flexible financing option for first-time and repeat buyers. Explore our resources and start finding answers to your questions.

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All VA Loan Resources

General

No Down Payment, Competitive Interest Rates, Seller-Paid Closing Costs, and NO PMI - and more!

Start by filling out a Quickstart application. From there, one of our VA loan experts will walk you through the process step by step.

Great question! Check out our loan comparison breakdown here.

Your loan qualification is based on your income, debts, and a few other factors. You can use our mortgage calculator for an estimate or confirm your estimate by contacting our team.

Rates

Interest rates are based on a variety of factors. Learn how VA interest rates stack up to other loan program options.

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Costs & Fees

The VA buyer will be responsible for the VA Funding Fee. Calculate your estimated fee here and learn more here.

Qualifications & Rules

It’s easy to find out. Check out this blog post to determine the basics and contact us to get a solid confirmation.

It depends. VA loans do not require a minimum credit score. Learn more about credit score requirements here.

Excellent question. Check out our VA loans 101 blog for a list of requirements.

As of 2019, VA loan limits do not exist unless this is a second-use purchase.

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VA loans can be used more than once. More details on the mechanics of this here.

VA loans have above average flexibility on credit score, but there are still certain minimum standards that you have to meet. Read more here. If your credit isn't perfect, we can help put together a plan to raise it!

There’s no max amount! VA loan limits no longer exist unless you are using your VA loan for a second time.

VA Loan Types

The opportunity to refinance a current loan into a VA loan or to refinance your current VA loan to obtain a lower interest rate.

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A VA loan can be used to finance a new construction build. A VA Builder ID is required for this process.

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The perfect loan for a VA buyer who wants to include renovation costs into their loan amount. Learn more here.

VA IRRRL is a streamlined refinance program for existing VA borrowers. IRRRL stands for interest rate reduction refinancing loan and has several huge benefits for Veterans.

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Get a Free First Time Home Buyer Guide

Fill out the information below to receive your free E-book.

Topics covered include:

  • Topics covered include:
  • Saving for a Down Payment
  • Get a Mortgage/Pre-Approval
  • Researching Loan Programs
  • Loan Process Steps
  • Loan Process Do’s and Don’ts

Apply in 15 Minutes

Get your mortgage using our online application tool, QuickStart. See how it works below.

1. Create an Account

Choose your username and password to begin your QuickStart application.

2. Fill Out Application

Tell us about yourself and your financial situation so we can find loan options.

3. Review & Submit

Double-check the information you’ve entered and make any edits before you submit your application.

4. Upload Documents

Submit documents to help us verify your application. We may request follow-up items as we review your application.

1. Create an Account

Choose your username and password to begin your QuickStart application.

2. Fill Out Application

Tell us about yourself and your financial situation so we can find loan options.

3. Review & Submit

Double-check the information you’ve entered and make any edits before you submit your application.

4. Upload Documents

Submit documents to help us verify your application. We may request follow-up items as we review your application.

Talk to a Loan Officer

Get a personalized plan or ask any questions to our dedicated loan officers.