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Home Buyer Resources

Home Buyer Resources

Purple Heart Benefits May Include Lower VA Loan Costs &...

All of our military deserve much respect and benefits for servicing our country. But, some deserve even more of both. Those include purple heart recipients,...

October 28, 2019 Read More

Pre Approval vs. Pre Qualification: Which is better?

Imagine that you’re ready to buy a home, so you reach out to your local mortgage guy (let’s call him Mort the Mortgage Guy) to...

October 28, 2019 Read More

Your Complete Guide to Buying a Second Home

Buying a second home is a dream for many, but it may be much more within reach than you think. At OVM Financial, we receive...

October 21, 2019 Read More

Can I Buy a Home With a Charge Off?

When a debt is not paid, it may go into collections or become a charge off. If an account is in collection status, it means...

October 16, 2019 Read More

What is an Escrow Account? When are Escrows Required Plus...

When it comes to home ownership, most have at least some type of homeowners insurance and must pay property taxes. Mortgage companies particularly care about...

September 30, 2019 Read More

How Does a Rapid Rescore Work and Help Me Buy...

You probably know that credit scores are a key component in getting approved for a mortgage. Yes, it’s all about that number! When buying a...

September 30, 2019 Read More

Refinancing or Buying an On Frame Modular Home

Home prices keep going up and finding an affordable home can be tough. Fortunately, prefab options called modular homes may be the solution. Modular homes...

September 30, 2019 Read More

Why Am I Required to Have a Condo Insurance H06...

Buying a condo is different from buying a standalone home. Especially when it comes to insurance coverage. Buying a condo means you are becoming a...

September 30, 2019 Read More

What are the Advantages of Using a Piggyback Mortgage? Key...

Using a new mortgage to purchase or refinance a home usually results in getting one mortgage. Maybe there are options such as choosing FHA vs...

September 30, 2019 Read More