Home Buyer Resources

Home Buyer Resources

How To Finance Home Renovations With An FHA 203K Loan

[vc_row][vc_column][vc_column_text]While driving through established neighborhoods, it is easy to notice that homes are getting older. Often, these homes sell at a discount or not at...

March 13, 2019 Read More

Mortgage Shopping Tip: How To Select The Right Lender

[vc_row][vc_column][vc_column_text]The decision to buy a home is an exciting time. Yet, it brings about questions, concerns, and doubts. While speaking with a mortgage lender, thoughts...

March 13, 2019 Read More

FHA Identity of Interest Can Burn Buyers, Sellers, and Realtors

[vc_row][vc_column][vc_column_text]FHA loans give buyers the option to finance with a down payment as low as 3.5%. There's even a $100 down payment FHA program, but did...

March 12, 2019 Read More

Mortgage Process Steps – From Application to Closing

[vc_row][vc_column][vc_column_text]Our goal is to ensure that each buyer understands the mortgage process from application through closing. If you are considering a home purchase (especially as...

March 11, 2019 Read More

Understanding Debt to Income Ratio

[vc_row][vc_column][vc_column_text]Qualifying for a mortgage involves several calculations. One of the most important numbers in the mortgage process is a borrower's debt to income ratio (DTI)....

March 5, 2019 Read More

How to Gross Up Nontaxable Income for a Mortgage Approval

[vc_row][vc_column][vc_column_text]Income. We all want it, and it comes in many forms: salary, hourly, self-employed, child support, alimony, rental income, retirement, and more. Additionally, each of...

February 27, 2019 Read More

3 Tax Transcript Solutions for Home Buyers in a Hurry

[vc_row][vc_column][vc_column_text]Buying a home comes with some head scratching processes for home buyers. Although once explained, they usually make sense. One of these include lenders asking...

February 22, 2019 Read More

Home Improvement Loan Solutions For Veterans

[vc_row][vc_column][vc_column_text]With just about every house, there comes a time when home improvements are desired or required. It may be a necessary repair, minor upgrades, or a...

February 22, 2019 Read More

VA Funding Fee Exemption Lowers Veteran Closing Costs

[vc_row][vc_column][vc_column_text]Whether buying or refinancing a home, it's important to understand closing costs and how to lower them. This is no different when it comes to...

February 21, 2019 Read More