Home Buyer Resources
What Professionals Are Involved in the Home Buying Process?
[vc_row][vc_column][vc_column_text]The home buying process involves many layers of parties to get the job done. The number of real estate professionals depends on the property and/or borrower...
March 21, 2019 Read More
Swimming Pool Financing: How To Finance Installation or Repair
[vc_row][vc_column][vc_column_text]Let's face it, buyers and homeowners either love or hate pools. There's usually no in between. Pool lovers often find out that mortgage loan programs...
March 20, 2019 Read More
2019 FHA Guideline Changes
[vc_row][vc_column][vc_column_text]Effective March 18, 2019, FHA guidelines have changed. The Federal Housing Administration (FHA) has announced new stricter underwriting guidelines for borrowers with lower credit scores...
March 19, 2019 Read More
What To Do After Having a Mortgage Loan Denied at...
[vc_row][vc_column][vc_column_text]Having a mortgage loan denied at closing is the worst and is much worse than a denial at the pre-approval stage. Although both denials hurt,...
March 18, 2019 Read More
How To Finance Home Renovations With An FHA 203K Loan
[vc_row][vc_column][vc_column_text]While driving through established neighborhoods, it is easy to notice that homes are getting older. Often, these homes sell at a discount or not at...
March 13, 2019 Read More
Mortgage Shopping Tip: How To Select The Right Lender
[vc_row][vc_column][vc_column_text]The decision to buy a home is an exciting time. Yet, it brings about questions, concerns, and doubts. While speaking with a mortgage lender, thoughts...
March 13, 2019 Read More
FHA Identity of Interest Can Burn Buyers, Sellers, and Realtors
[vc_row][vc_column][vc_column_text]FHA loans give buyers the option to finance with a down payment as low as 3.5%. There's even a $100 down payment FHA program, but did...
March 12, 2019 Read More
Mortgage Process Steps – From Application to Closing
[vc_row][vc_column][vc_column_text]Our goal is to ensure that each buyer understands the mortgage process from application through closing. If you are considering a home purchase (especially as...
March 11, 2019 Read More
Understanding Debt to Income Ratio
[vc_row][vc_column][vc_column_text]Qualifying for a mortgage involves several calculations. One of the most important numbers in the mortgage process is a borrower's debt to income ratio (DTI)....
March 5, 2019 Read More