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Home Buyer Resources

Home Buyer Resources

Buying a Home With Under 2 Years of Commission Income

[vc_row][vc_column][vc_column_text]For many employees, commission income provides an opportunity to make a higher income compared to hourly or salary employees. Rather than a set amount, commissioned...

May 14, 2019 Read More

Using an Escrow Waiver to Pay Your Own Taxes and...

[vc_row][vc_column][vc_column_text]To escrow or not escrow, that is a question on some borrower's minds. First of all, lenders prefer that borrowers escrow taxes and insurance. Thus,...

May 14, 2019 Read More

NCHFA Offers Down Payment Assistance & More For NC Home...

[vc_row][vc_column][vc_column_text]North Carolina residents have a champion which offers affordable housing products through approved mortgage lenders. The NC Housing Finance Agency, also known as NCHFA, helps...

April 17, 2019 Read More

What is the HUD Consultant Role in a Renovation Loan?

[vc_row][vc_column][vc_column_text]Are you one of the rising number of buyers or homeowners that have chosen a renovation loan? Many now realize that finding the perfect home...

April 17, 2019 Read More

Co Borrower Rules When Buying a Home

[vc_row][vc_column][vc_column_text]There are so many reasons to buy a home. Reasons include building wealth through equity, potential tax deductions, avoiding rent increases, making the home your...

April 12, 2019 Read More

What Professionals Are Involved in the Home Buying Process?

[vc_row][vc_column][vc_column_text]The home buying process involves many layers of parties to get the job done. The number of real estate professionals depends on the property and/or borrower...

March 21, 2019 Read More

Swimming Pool Financing: How To Finance Installation or Repair

[vc_row][vc_column][vc_column_text]Let's face it, buyers and homeowners either love or hate pools. There's usually no in between. Pool lovers often find out that mortgage loan programs...

March 20, 2019 Read More

2019 FHA Guideline Changes

[vc_row][vc_column][vc_column_text]Effective March 18, 2019, FHA guidelines have changed. The Federal Housing Administration (FHA) has announced new stricter underwriting guidelines for borrowers with lower credit scores...

March 19, 2019 Read More

What To Do After Having a Mortgage Loan Denied at...

[vc_row][vc_column][vc_column_text]Having a mortgage loan denied at closing is the worst and is much worse than a denial at the pre-approval stage. Although both denials hurt,...

March 18, 2019 Read More