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Home Buyer Resources

Home Buyer Resources

How an Overdraft and NSF Can Affect Your Mortgage Approval

When it comes to buying or refinancing a home, most realize that the credit report is key. Paying debts on-time is key and that may...

November 14, 2019 Read More

Flood Insurance 101: What you need to know

Do you have flood insurance?    FEMA (Federal Emergency Management Agency) notes that “floods are the most common natural disaster in the United States… There...

November 13, 2019 Read More

FHA Debt to Income Ratio Solutions That Can Help You...

When it comes to qualifying for a home loan, there are a lot of guidelines and a ton of math. One such mortgage calculation includes...

November 12, 2019 Read More

VA Student Loans Guidelines Make it Easier to Buy a...

Student loan debt has been increasing at an alarming rate in the U.S. and the military is no different. Although the military have great VA...

November 5, 2019 Read More

USDA Student Loan Repayment Rules Have Changed for the Better

It is not a secret that over $1.6 trillion in student loan debt keeps many Americans from buying a home. Even when the student loan...

October 28, 2019 Read More

Purple Heart Benefits May Include Lower VA Loan Costs &...

All of our military deserve much respect and benefits for servicing our country. But, some deserve even more of both. Those include purple heart recipients,...

October 28, 2019 Read More

Pre Approval vs. Pre Qualification: Which is better?

Imagine that you’re ready to buy a home, so you reach out to your local mortgage guy (let’s call him Mort the Mortgage Guy) to...

October 28, 2019 Read More

Your Complete Guide to Buying a Second Home

Buying a second home is a dream for many, but it may be much more within reach than you think. At OVM Financial, we receive...

October 21, 2019 Read More

Can I Buy a Home With a Charge Off?

When a debt is not paid, it may go into collections or become a charge off. If an account is in collection status, it means...

October 16, 2019 Read More