How to Address an Escrow Account Shortage or Overage

Once you’ve completed the mortgage process, you might assume that your monthly payment is set in stone for your loan term. While this is true...

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Down Payment Assistance for Virginia Home Buyers

Purchasing property in the Commonwealth is a little easier thanks to some great programs that offer affordable home payments and down payment assistance options in...

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What are the USDA Income Limits in 2022?

Many people believe that USDA mortgage loans are only for farmers or for those who own plots of land in the countryside, but here’s a...

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USDA Loan Benefits

United States Department of Agriculture (USDA) mortgage loans offer several excellent benefits, like many other federal home loan programs. While these benefits are great for...

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Property Eligibility Requirements for USDA Loans

If you’re making plans to relocate to a rural community or live in one already and are looking to purchase a new home, make sure...

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What Happens if Your House Doesn’t Close by the Closing...

When a closing date is set, it’s likely that your home will close according to plan. However, there are sometimes issues that can arise that...

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NCHFA Offers Down Payment Assistance For NC Home Buyers

North Carolina residents have a champion which offers affordable housing products through approved mortgage lenders. The NC Housing Finance Agency, also known as NCHFA, helps...

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How Long Does It Take to Get a Loan Approved?

Perhaps you’ve just relocated to a new city, are hoping to move into a larger home as you welcome a newborn into the world, or...

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Do All Mortgage Applications Go to Underwriters?

You’ve found your new home, signed a contract, and are about to go through the mortgage loan process. Your mortgage loan will likely take about...

May 4, 2022 Read More

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