Careers & Recruiting | OVM Financial - Lending Redefined

Looking for a Great Place to Work?

Join the OVM Family. We are growing fast!

Take your talent to the next level.

With unparalleled support and industry leading operations your success is limitless.

At OVM Financial we are proud to have earned our reputation as an emerging leader in the Mortgage Industry by offering excellent "in-house" support & operations, a proven marketing system and cutting edge lead generation for our sales teams. Thrive with a team of like-minded salespeople that can provide the support, coaching and industry experience that ensures you achieve your goals.

We are not like any other mortgage company. We have modeled OVM Financial to have a corporate culture that embraces entrepreneurship. By carefully scaling our operations and support staff, we manage to provide the same great service offered by larger banks and lenders without all of the "Red Tape."

We are an independently owned and operated wholesale mortgage lender founded by salespeople for salespeople. We are always aggressively looking for Loan Officers who are interested in the opportunity to grow and achieve excellence.

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The timing couldn't be better!

Consistent growth means we are opening new doors and creating opportunities.

In 2015 we nearly doubled in size. We opened 7 new branches in 3 new states and hired over 40 new employees. We are proud to have been named one of America's fastest growing companies by Inc 5000. Our consistent growth means that we are entering new markets and creating new branches and sales teams. We aggressively partner with builders and realtors in those new markets while we build a local sales team to support their referrals. This approach to scaling has allowed us to open new doors for our Loan Officers and provide them with new relationships that demonstrate an ability to generate long-term referral pipelines.

OVM Financial plans to continue this model in 2016 by entering new states and new local markets like Jacksonville (Florida), Atlanta (Georgia), and Nashville (Tennessee). As we continue to expand our local presence, Loan Officers interested in becoming Market Leaders, Branch Managers or Regional VPs can still keep their existing production and pipeline while transitioning into larger leadership roles.

Take advantage of this exponential growth by working with an aggressive team of people that love the challenge of creating excellent long-term relationships and helping our sales people get results.

Wish Your Boss Could Put Themselves in Your Shoes?

Meet Matt Beckwith — OVM Financials Executive VP and Top Producing Loan officer.

Ever since joining OVM Financial, I have grown my business year after year. The support staff and marketing department has enabled me to meet my goals and deliver results to customers and their families.

To be a great leader requires knowledge, energy, and most importantly first-hand experience. At OVM Financial Inc. we promote from within and encourage our top sales people to grow into leadership roles within our company.

We have a corporate culture that is focused on production and efficiency to ensure that we can help our employees achieve success no matter how aggressive their goals. We understand that no matter what business you're in, you are selling.

You've Still Got Questions? We Have Answers!

Frequently Asked Questions (FAQs)

1How long has OVM Financial been in business?
We have been in business since 2001 and the members of our Executive team have over 15 years in the Mortgage industry. We have shown continued growth through a variety of markets and economic climates illustrating our stability and knowledge of forecasting the Real Estate and Homebuilding industries.
2How big of a company are you?
We have over 110 employees, half of which are support staff for our sales force. We are big enough to offer the same products and support of a bank but with the flexibility of a smaller more nimble company. In 2015 we were recognized by INC 5000 as one of the fastest growing companies in America.
3Where are your Headquarters?
We have the bulk of our operations and support teams in Chesapeake, Virginia where we boast a state of the art office with a media focused conference room and college campus type atmosphere
4Which states are you licensed?
We are currently licensed in 4 states focused primarily in the Southeast US. VA, NC, SC, and GA. We a have a growth plan that includes getting the company licensed in FL, MD, TN & PA within the next 12 months. We are always open to expansion into new markets where we see potential opportunities
5What Loan Products do you offer?
We offer every Loan Program you will find at a typical Lender. We specialize in VA and FHA financing as well as offering conventional, reverse mortgage and construction to perm financing. We are frequently expanding our product offerings and our investors as new options emerge. Over 90% of our business comes from purchase transactions indicating our proficiency in working with Realtors and Builders.
6What software and technology do you use for your originators?
We input our files using Ellie Mae’s Encompass and price our loans through the Optimal Blue pricing engine. We have a fully equipped IT department and utilize a variety of technologies including e-disclosures, Docusign and mobile applications.
7What types of credit requirements do you have?
We do not advertise or promote any "lowest credit score" approach. While we can accommodate borrowers with varying credit scores using the VA and FHA guidelines, we prefer to use credit supplement programs like credit counselling, rapid re-scores and what-if scenarios. This results in better borrowers and really benefits our clients and partners by providing long-term value.
8Do you allow Loan Officers to work in teams?
Yes we encourage teamwork and support multiple large teams within the OVM Family. We give our LOs the freedom to use their own business model and build their own teams for support using our systems and resources.
1Who underwrites your Loans? Where?
All of our loans are underwritten in-house with the exception of Jumbo loans. The majority of our "In-House" Underwriters and Processors work out of our Headquarters in Chesapeake, VA which serves as a regional processing facility.
2Do you have dedicated Underwriters and Processors?
Depending on production levels and types of referral partners (builders) there are opportunities to have your own dedicated underwriters and processors to help manage your pipeline.
3Can I talk to Underwriters about my files?
Yes, In fact our Underwriting Manager doesn't actually underwrite at all and is an invaluable resource to our staff. This means any challenging files, questionable scenarios or conditions can be addressed directly with a veteran underwriter prior to loan submission or even during pre-qualification without waiting days for feedback.
4What type of marketing support is available?
We have a fully staffed Marketing Department with Designers, Project Managers, a Social Media Manager and a Lead Scrubber to support our Loan Officers and their referral partners with any digital or print marketing and promotions. We have a variety of systems that allow our sales teams to market to their databases and manage their own lead generation platforms and referral sources.
5Do you participate in Joint Marketing, Lead Splits and /or MSAs?
Yes, All of the above. We ensure all of our marketing efforts are done with RESPA and CFPB requirements in mind first and foremost. We also optimize our partners marketing budgets to make sure there is accountability on any shared marketing expenses. We offer our loan officers a variety of options for structuring their compensation plans to accommodate marketing goals.
6How do you handle compliance?
We have a dedicated in-house compliance team as well multiple attorneys and third party auditors to ensure that OVM Financial and it employees uphold the highest levels of security, accuracy and diligence in operating under a strict interpretation of the rules, regulations and law
7What are the details of your benefits package and comp plans?
We offer a 401k along with Group, Vision and Dental Insurance. We use Anthem Blue Cross Blue Shield along with a variety of options including HSAs and Gap Coverage. All of our comp plans are tailored to meet the individual needs of our employees. Our Employment packages balance a combination of better pricing, higher commissions, and more marketing support depending on your personal goals and individual business model.
8What makes OVM different?
At OVM Financial, we pride ourselves on a corporate identity that centers around servicing our customers. We are always looking for honest, hardworking, exceptionally talented individuals that can demonstrate their ability to help us service our clients.

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