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OVM NEWS & RESOURCES

How to Sell Your First Home and Buy Your Second – Move-Up Buyers

Thinking about moving again? You’re not alone. Every year, people decide to buy a new home. This group of people are known as “move-up buyers.” What is a move-up buyer? A move-up buyer is a current homeowner that desires to sell their first home to “move up” into second/new home. The reasons vary. Maybe you need more space...

May 5, 2021 Read More

Mortgage Technology: The Evolution of the Home Buying Experience

New technology has revolutionized multiple long-winded processes in our lives. The mortgage industry is no different. But how is technology used in the mortgage application process? Technology is now embedded in every step of the mortgage process. This is especially the case since the pandemic, when lenders were forced to adopt more digital-friendly processes. Does that reduce the...

April 27, 2021 Read More

5 Ways to Invest Your Stimulus or Tax Refund Back Into Your Home

Between the most recent round of $1,400 stimulus checks and tax returns (which average $3,000) hitting Americans’ bank accounts, odds are you recently found yourself with a little bit of extra money on your hands. While many Americans are looking forward to splurging on a post-COVID vacation or a guilt-free shopping trip, others want to invest the money....

April 27, 2021 Read More

How To Babyproof Your New Home: Room By Room

There are many milestones in life worth celebrating — a job promotion, a dream home, and a new baby. When it’s time to expand your family, you also may need to increase your square footage to accommodate that bundle of joy. The exceptionally strong real estate market makes the present a great time to sell your starter home...

April 26, 2021 Read More

6 Things To Consider Before Buying a Home On The Coast

Who doesn’t dream of oceanfront property? Maybe you long for a second home where you and your family can escape. Or perhaps soft, rolling ocean waves are inspiring you to relocate your primary residence permanently. Either way, there are a few things to consider before buying a coastal home. 1) Develop a solid budget. The last thing you...

April 9, 2021 Read More

6 Online Tools to Help You With Your Home Search

Ready to stop renting and settle down into your own home? Or are you looking to upgrade to a larger home that will offer more home office space and outdoor places to stretch your legs? Whatever the reason you’re searching for a new home, there are a host of tools out there to make the process easier, and...

March 29, 2021 Read More

Furnishing without Financing – How To Furnish Your Home on a Limited Budget

After buying a new house and moving in, the next step is to turn it into a warm and welcoming home. You likely have some personal belongings to get you started but may need additional items to fit into the unique spaces in your new place. But what if you are on a limited budget? Not to worry....

March 26, 2021 Read More

Growing a Greener Home – How To Get Your “Plant Parent” On as a Homeowner

You don’t need to be a farmer or have a ton of space in your home to add a little bit of green into your life. Houseplants have been a hot trend over the last year, and it’s easy to see why. Plants add more than color and beauty to your home. It’s a fun hobby that’s easy...

March 22, 2021 Read More

How Home Buyers Are Winning Bidding Wars (And 6 Ways You Can, Too)

If you’re in the market for buying a house or thinking about taking the leap, you likely know it’s a seller’s market. More than that, it’s the most high-stakes seller’s market area real estate agents have seen in their careers. Rachel Beasley, licensed real estate agent and team leader at That Fit Team at Fit Realty in Suffolk,...

March 19, 2021 Read More

When and How to Use an Escalation Clause to Bid on a Home

You thought you found your dream home. You wanted it so much, you bid the full asking price. Someone else wanted it too, and they outbid you. If there was an escalation clause in your contract, you might have won that bid. Learn how this type of clause works and what it can do for you. What is...

March 18, 2021 Read More

Still Renting in 2021? 5 Reasons Why You Should Buy a Home, Now.

So you’re thinking about buying a house? Maybe you’ve been renting an apartment since grad school and are ready for a little more space and a yard, or perhaps you’ve moved permanently to a remote work situation and are now dreaming seriously about that house in the country with a vegetable garden and lots of space for your...

March 26, 2021 Read More

The Homeowner’s Guide to Indoor Entertainment

When the global pandemic hit in March 2020 and the world effectively shut down, we all quickly found creative ways to keep ourselves entertained at home. Even mindlessly scrolling social media for hours and bingeing Netflix shows gets old after a while. Whether you’re in the middle of a COVID-style shutdown or you’re just stuck inside due to...

March 19, 2021 Read More

5 Good Luck Charms for Your Household

When you move into a new home, it’s a chance for a fresh start. So how can you make sure you start off on the right foot? With St. Patrick’s day right around the corner, good luck is top of mind. In that spirit, here’s a quick guide to 5 ways you can bring good fortune into your...

March 17, 2021 Read More

If I’m Planning to Relocate, Should I Buy a Home?

Life can be unpredictable sometimes, which can impact your home buying plans. While plenty of people find a forever home in a great location and decide to stay there for decades, others consider relocation. Relocation is a lot more common than you might think. According to a study from Harvard, about 13% of Americans move each year. Most...

February 25, 2021 Read More

Is Multigenerational Living Right for Your Family?

Multigenerational living has been on the rise since 1980. Even before the 2020 COVID-19 pandemic, the United States saw a record number of multigenerational households with around 64 million Americans (that’s one in five Americans) living the multigenerational lifestyle. But what exactly defines multigenerational living? And is it the right choice for you and your family? What is Multigenerational...

February 18, 2021 Read More

What Do Home Buyers Have the Right to Know?

Home buyers legally have the right to know important details about the mortgage loan process and the home they plan to purchase. These important details are often collectively referred to as the “buyers’ right to know.” The Buyers’ Right to Know Mortgage Loan Information The mortgage industry is heavily regulated, particularly since the collapse of the housing market in...

February 18, 2021 Read More

Weighing the Pros and Cons of a Cash-Out Refinance

Is a cash-out refinance right for me? If your cash flow is low, but your home equity is high, you might be an ideal candidate for a cash-out refinance. This type of loan is different from a traditional refinance because it allows you to borrow more than you currently owe, and pocket the difference versus just breaking even...

January 14, 2021 Read More

Everything A Homeowner Needs To Know About Home Equity

As a homeowner, you’ve probably heard about your home equity, but you might not know all the details. The good news is understanding your home equity is pretty simple. The more you know about it, and think about it strategically, the better off you can be over the long-term.  Here’s what you need to know. What is home...

January 7, 2021 Read More

5 Solutions to Help You Qualify For a Mortgage

Are you ready to apply for a mortgage but feel uncertain about your prospects? If a low credit score, high debt-to-income ratio, or inability to make a down payment have you sidelining your homeownership dreams, take a closer look at what really goes into qualifying you for that home loan. These tips can help boost your chances of...

January 6, 2021 Read More

How to Optimize Your Home in the COVID Era

With so many Americans spending so much time at home, homeowners are learning that their spaces aren’t exactly optimized for daily life in the COVID era. Here are some effective solutions to help you make your home fit your changing needs as we move into the future. Optimize Your Home’s Floor Plan to Suit Your Lifestyle Is your...

December 31, 2020 Read More

Home Buyer Resources

How to Sell Your First Home and Buy Your Second...

Thinking about moving again? You’re not alone. Every year, people decide to buy a new home. This group of people are known as “move-up buyers.”...

May 5, 2021 Read More

Mortgage Technology: The Evolution of the Home Buying Experience

New technology has revolutionized multiple long-winded processes in our lives. The mortgage industry is no different. But how is technology used in the mortgage application...

April 27, 2021 Read More

5 Ways to Invest Your Stimulus or Tax Refund Back...

Between the most recent round of $1,400 stimulus checks and tax returns (which average $3,000) hitting Americans’ bank accounts, odds are you recently found yourself...

April 27, 2021 Read More

all Home Buyer Resources

Mortgage Industry News

Are Homes The New Toilet Paper? The Housing Inventory Shortage...

If you are in the market for a new home, you are likely well aware of the current housing inventory shortage. The demand for housing...

April 22, 2021 Read More

6 Ways COVID-19 Vaccinations Will Impact The Housing Market

With President Biden’s recent announcement that all American adults will be eligible to receive COVID-19 vaccines by May 1, lockdown-weary citizens are anxious for the...

April 12, 2021 Read More

5 Housing Market Predictions For Year 2 Of The Pandemic

When pandemic lockdowns put the U.S. housing market in a freeze last spring, pundits claimed the industry was headed for another crash, not unlike the...

March 11, 2021 Read More

all Mortgage Industry News

OVM News

Breaking Records: OVM Financial Doubles Number of Scotsman Guide-Ranked Originators...

Each year, Scotsman Guide releases their Top Originators list recognizing the top Loan Officers in the industry. This gold-standard, national ranking system is based on...

April 19, 2021 Read More

Matt Beckwith Interview With Jay Hughes of PressOn

OVM Financial’s Executive Vice President, and Scotsman Guide Top Producer, Matt Beckwith sat down with Mortgage and Real Estate Business Coach, Jay Hughes to divulge...

April 8, 2020 Read More

Connor McNulty and Team Join OVM Financial!

Please join OVM Financial in welcoming another fantastic addition to the OVM Family! Connor McNulty and his team set the gold standard for excellent service ...

February 12, 2020 Read More

all OVM News

Real Estate Agent Hub

5 Housing Market Predictions For Year 2 Of The Pandemic

When pandemic lockdowns put the U.S. housing market in a freeze last spring, pundits claimed the industry was headed for another crash, not unlike the...

March 11, 2021 Read More

How to Successfully Host a COVID-Friendly Open House

The COVID-19 pandemic has touched nearly every aspect of our daily lives. And for those trying to sell a home, even the long-standing open house...

January 6, 2021 Read More

How To Prepare Your Home For Real Estate Photography

Take a look around your home. Would you say that it is “camera-ready?” Unless you have a knack for interior design and superb cleaning and...

May 11, 2020 Read More

all Real Estate Agent Hub