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Author Archives: Katie Llewellyn

  • Flood Insurance 101: What You Need To Know

    Do you have flood insurance? FEMA (Federal Emergency Management Agency) notes that “floods are the most common natural disaster in the United States… There is a 26 percent chance of experiencing a flood during the life of a 30-year mortgage, compared to a four percent chance of fire.” You don’t have to be directly on [...] More  →
  • Should you stage your listing?

    Why is it that some homes sell in what seems like minutes of being listed and others stay on the market for months? One possible reason is the listing photos. When it comes to home buying, there are really two “sales” that take place. As the majority of today’s buyers get started with their home [...] More  →
  • Pre Approval vs. Pre Qualification: Which is better?

    Imagine that you’re ready to buy a home, so you reach out to your local mortgage guy (let’s call him Mort the Mortgage Guy) to see how much you can qualify for. After a few questions about your income, monthly debts, and approximate credit score, Mort proudly announces that he can pre qualify you for [...] More  →
  • How To Use A Gift of Equity When Purchasing A Home From A Family Member

    Can you imagine how exciting the gift of a home would be? We’re not talking a plastic playhouse or an elaborately crafted dollhouse wrapped up in a bow, either - we mean a real house. While it may seem far fetched to some, it’s not all that uncommon, and can be done using a gift of [...] More  →